In my experience, muriatic acid solutions are not strongly exothermic when water is added. In any case, what I suggested was adding 1/4 gallon muriatic to 1 full gallon of water already in the bucket. So, he WOULD be adding acid to water and not the reverse. And, I'm pretty sure that adding more water to what would then be 6% acid is not going to be noticeably exothermic.
In this case, if he tried to add 1/4 gallon of acid to 3 gallons of water, the practical risk is of splash back when adding full strength acid to a nearly full bucket. I'd much rather have him splatter 6% (or less) acid, than 31% acid.
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