I don't have a clear sense of the temperature profiles you are encountering. Are you saying it "hovers" in the 70's in July and August? or May and September? What are average highs and lows for each month?
Insulation will help . . . IF night time lows are BELOW 75 degrees or so. BUT, you have to be concerned about trapping moisture between the foam and the pool wall, or even IN the foam, and causing accelerated corrosion. Unless you keep the walls and foam DRY, even using the spray-on foam could be a problem.
On the other hand, solar may be more of an option than you think.
Say you set up a solar panel layout that can deliver a 20 degree rise (75 to 95) 80' from your pool. You could run (2) 3/4" PEX lines INSIDE a 2" S-40 PVC line, and bury it just under the surface. Careful fitting selection can keep pressure loss below 5 psi for flows of 2 GPM. 2 GPM with a 20 degree rise works out to about a 20,000 BTUH heating rate. (2gal x 60min/hr x 8.3 lbs/gal x 20 deg delta = 19,920 BTUH).
You'd need a commercial type circulator pump, like this stainless steel Taco pump, on an independent loop, NOT connected to the pool pump . . . but you might have to make sure you run BOTH the circulator AND the pool pump, so you could take off the solar loop DOWNSTREAM of the filter. Otherwise, you might end up with clogged pipes or panels.
Doing all this wouldn't be cheap; probably at least $1,000. But once it was in place, it could operate for less than $10/month.
I think you'd have to buy a single panel, first, and install it quick and dirty, so you could test your volume and temperature delta. That's the only way I know to RELIABLY verify everything will work properly BEFORE you lay out some significant dollars.
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