I doubt there is a consensus. Whether a light has value to you, depends greatly on how you will use the pool and what's important to you.
Reasons to get a light:
+ night time decorative appearance of the pool is important to you
+ you are likely to have night time swimming or parties
Reasons NOT to get a light:
+ cost
+ maintenance issues (electrical failure / maintenance is more often an issue than leaks)
+ you won't actually use the pool at night. (More people *think* they'll use their pool at night, than do so.)
Non-issues?
+ I'm not sure that having a light makes a pool safer. That said, I haven't swum at night that many times, and the few times I did so . . . I wouldn't have welcomed a light.
Or course, that might be suggest a reason to have a light: if you think you'll have teens in the pool at night, a light certainly would make it easier to keep an eye on what was happening.
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