My Husband went to get more liquid chlorine (he got 6 total) and while he was there picked up a 5-way kit because I just was not trusting the kit I had. Turns out my suspicions were right and we got rather differnent readings.
Looks like the chlorine reading was fairly accurate but the pH was not,

with the new 5-way kit (not the Taylor kit that's still in transit)
Free Chlorine-0.6
Combined Chlorine-0.6
pH-6.8
Total Alkylinity-120

We added one more gallon of 10% Chlorine and an hour later it was
1.0, both FC and CC.
the other two readings the same.

We added 1 more gallon chlorine (that's 3 gallons total today) and are closing the cover and will test again in the morning.
I have 1/3 a box of borax left, I guess I should get some more tomorrow.
So what now?
Thanks again.