You're just going to have to plunge in, and do it. It is confusing at first. We can help you DO what you need to DO, but we can't really make it any less complicated. With a little experience, it will seem easy enough, but till you have that . . . you'll just have to push through.
I can't really cut your costs much. If you order pretty much everything from Amazon, you are probably going to spend over $100. If you buy locally, you can probably spend a little less, BUT you'll get less AND it will be more confusing.
If you want to spend the absolute minimum, get your test kit first, and test your fill water BEFORE you set up your pool. Give us the test results, and we can tell you what you will have to get. It's possible you'll only need dichlor from Amazon or Sams Club and borax from Walmart. But, I can't know that, till you test your fill water.
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