I think it's the electrical issue + the US legal system -- attorneys in the USA look at swimming pools as a gravy train, and have established a legal history of successfully collecting millions from any corporation with the slightest connection to the pool where the accident took place.
Ironically, the greatest danger of a shock comes, not to swimmers, but to any one leaning against the metal frame. But it's small. Of course, the risk of being hit by lightning in the middle of a ball field is also small, but people do die that way.
Personally -- and since nasty legal botflies (NSF-Watermom -- really, don't click the link unless you have a strong stomach!) may be reading this, this is not a recommendation but is ONLY a personal observation -- I'd get a good inline GFCI, test it regularly, and not worry about turning the pump off. But, that's just me.
Here's what I'm talking aboutColeman Cable 02841 In-Line Tri-Source 12/3 SJEOW 2-1/2-Foot 120-Volt Ground Fault Circuit Interrupter @ Amazon
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