There are a lot of people here who have had one or the other . . . and thanks to the unusually warm weather, people are coming back to the PoolForum earlier than usual. I'll let them respond to your question, since virtually all my experience is with large commercial concrete pools.
But . . . I'm going to suggest an alternative.
The dirty little fact of the pool business (or one of them!) is that pools purchased in April are frequently not ready for swimming till August! An important related fact is that spring time is a pool BUILDER's market, but late summer is a pool BUYER's market.
So, here's a suggestion you might want to consider: get an Intex Ultra, use it this summer, and use the spring and summer to pick a builder AND options.
Something like this 18' x 52" round AG pool:
Link to Amazon
Link to Intex specifications page
or this 12ft x 24ft
Link to Amazon
Link to Intex specifications page
You may need to add a larger sand filter:
Link to Amazon
Link to Intex specifications page
You may be able to find a better deal locally at Sams or Costco. But, if you go this route, you
+ WILL swim this summer;
+ WILL have time to carefully pick your in-ground pool;
+ MAY save more money, by building in the fall, than the Intex system costs;
+ WILL reduce your odds of weather problems by starting in September instead of April (but, we've had weird weather . . . so no guarantees!)
+ CAN even -- if you like -- go ahead and get a high efficiency pump and filter set up for your in-ground pool . . . and use it THIS summer on the Intex. (This will require some handyman skills, but we can walk you through the process. A system like this will cost ~$1500 however, and it wouldn't be covered in your construction loan.)
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