If you have a main drain, and can turn off your skimmer but leave the pump running, do so. Then you can let the pool leak down till it (hopefully) stops. That will ID the level of the lowest gravity leak. If the primary leak is at the tile line, the water will stop dropping at that point.
If it keeps leaking . . . you've probably got a leak in your piping, or the deeper areas of the pool.
If you have no main drain, you can add a double dose of polyquat algaecide, and then turn the pump off. With temps of 50 degrees, the pool should be fine for a couple of weeks.
Regarding the leaks founds so far, I learned the hard way myself to NEVER say, "I found THE leak!". Instead, I learned to say, "I found and patched some leaks (or a leak), but we'll have to wait and see if those were THE leaks. If not, we'll need to keep looking."
Bookmarks