No need to be sorry!!
Actually, with a CYA of 65, a total chlorine of 10 ppm is the upper range of normal, and is fine to swim in. The CYA being high renders a higher amount of the chlorine inactive, for want of a better word, so while a Cl of 10 with CYA of 65 is fine, a Cl of 10 with CYA of, say, 20 would be too high. Does that make sense?

That being said, otherwise your numbers look good, except there's a problem with your chlorine. FC + CC = TC, so if your FC is 3.5 and your TC is 10, that would make CC 6.5, and you wouldn't have a nice, clear pool. So...either there's a typo in your numbers or you have an inordinately high CC, which I doubt. Can you recheck and repost those?

Janet