Not from my homeowner's insurance. I did call the codes department of my county, and they said as long as the walls were over 48'' high, (mine are 52'' also) then I would not need a fence around the pool. It sounds like you have plenty of other precuations in place. How did your homeowners insurance company find out you had an AGP in the place, did you declare it ? I would think you could get around that if your local codes are like mine, otherwise I'd tell them they were getting ready to lose a customer, and start shopping around.