Liner Deteriorated!!

[doggie]

Don't buy the insurance thing, insurance covers sudden and unexpected loss not gradual wear / loss.

My friend said his regular home owners insurance covers the pool liner because he has full replacement value insurance. He said he had spoken directly to his agent and had asked specifically about the liner needing replacement because he thought he accidently shredded part of it, and they said yes. I thought that was quite odd.... but you never know.

He ended up repairing a leak instead of replacing, so who knows if they would have actually followed thru with their promise on the phone. It can't hurt to call your agent and ask. Worst thing they can say is no.

[lisascakes]

I do know that our insurance company paid to have out liner replaced & installed when it was damaged by a hail storm.

[cleancloths]

I do know that our insurance company paid to have out liner replaced & installed when it was damaged by a hail storm.

Yes, that is because it was a sudden loss - not a gradual deterioration. You would expect insurance to cover that.

[poolmom06]

I do know that our insurance company paid to have out liner replaced & installed when it was damaged by a hail storm.

Dang, wish I had known that, we just replaced our liner and had the insurance guy out to look at our roof following a wind/hail storm.... the old liner had a hole in it from hail....
I didn't think they would cover it!!!, Next time I will know!! How much $$ do they cover??