Got one more question for you dennis....

Do I need to cover the panels with dirt prior to laying down my foam? They're sitting on top of the dirt, just like yours show in your pics... I'm afraid the sides of them will tear right through the foam and ruin my liner.. but at the same time, if I cover them, I either have to bring in an inch of dirt, or taper the rest of the pool to avoid humps.

Any advice?