Just wondering if possibly, the liner was installed somewhat offset, adding downward pressure to the wall there (thus the crush buckle as well as the stress tear in the liner...). Do you remember if your wall/floor seam on the liner was relatively even all around, or was it further from the wall edge in certain places?
Just like the hoffman's pool, liner was off center, one side would not stretch to fill space behind liner, liner thus pulled wall down. In your case, it may well have filled the space behind it, meaning the liner had just enough stretch in it, but was stretched to it's maximum capacity, winter shifting may have pushed it beyond it's limits, thus it let go.
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