Jennifer, (welcome to the forum - I see you've been around a while, but few posts, also, sorry for missing your posts from the summer) the only one of your choices for liners that I have experience with is FT Wayne -- my opinion: they are nice liners but a little hard to get in 'just right' (as an installer; they cut them 'just a bit too large' and working the wrinkles is quite an undertaking - but can be done!). I'm not sure that it would be feasible to drop a liner at this time of year, though I haven't been keeping track of the weather in St. Louis. You also haven't said what kind of bottom you have (it makes a difference for reasons that aren't essential right now, but if you'd care to know, just ask, it's got to do with the cause of the problem).

As for the liner comming out of the bead, it usually happens when there isn't sufficient 'downward pressure' on the bead - cause is usually insufficient (ie 1.5' ) water in the pool or the liner floating. I know from your other threads that the area around the pool is 'wet', but whether that's from the leak, natural drainage (or lack thereof), or a sewer pipe - so I don't know if the liner floated- but if it did, there are almost always wrinkles left behind. FWIW - i doubt the liner floated with leaks in it (think hydrostat).

From what I know right now, my best advice is to remove the cover and let Ma Nature keep a little water in the pool until spring when you can have the liner replaced under more optimal conditions. The liner should prevent the winter and early spring from ravaging the bottom too much, and the temps over 65 allow for properly fixing any problems with the bottom and set the new liner correctly.

Others may have a different 'take' on this, but I've proffered the best advice I can for now. If I can clarify or help anymore, please don't hesitate to ask of me - Waste