Thanks to everyone on this thread I contacted my insurance company, USAA, and updated my policies to reflect the existence of the pool. I noted on one of AnnaK's recent posts that soem insurance companies feel that if the deck is connected to the pool it's considered part of the structure. Our AG pool is surrounded by a deck which is the third and lowest tier of our back decking system. Yet USAA considers the deck as part of the house structure but not the pool itself. (If the pool wasnt' there I'd have a big deck with a big hole in the middle.) I thought this was interesting. We do have it fenced but lets face it, if some juvenile delinquent is determined to get in, only 6' chain link and concertina wire may deter them. I'm not ready to go that route yet.