We got our first pool when our kids were 1, 3, and 6. We're on our second pool now and the kids are 3, 4, and 7. On both pools we had a 4' wrought iron fence installed around it, with a key lock. I don't think 3' is sufficient. We had them powder coated a dark brown color, as we find it not as harsh as the black. You can get them coated any color you want. The powder coating is much more durable than the paint, and doesn't chip/peel. The whole fence, around pool and spa, ran us about $5k. That included custom fitting it around the curves and hand-welding each individual picket. They bolt the fence sections directly into the concrete, and it would be simple to unbolt them and fill in the holes if you (or future owners) decide somewhere along the line that it's not needed anymore.
At some point your daughter and/or friends, siblings will want to play in the backyard and you will not want to supervise them every minute. You never know what kids (especially other people's kids!) will do, so pay the extra money now and get yourself a fence that they cannot sabotage!
IMO the pool needs to be secured as soon as your child is mobile. Definitely get something around that pool now, even the most diligent parents can get distracted (pulling a few weeds, winding up the hose, etc.) and it's just not worth the risk. "Just a second" can turn into a couple minutes before you know it, and that's all it takes. And swim lessons are important and good, but ask any lifeguard/EMT and they will tell you that even excellent swimmers, especially children, can panic in water over their heads, not to mention leg cramps, etc. My husband's cousin is a firefighter and he said children have drowned in water *where they could stand*. They just panicked and didn't have the presence of mind to stand up.


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