I'm in Michigan but can tell you that when the weather gets warm, it's more a matter of days rather than weeks for my pool to warm up. When the air is warm in the 80's during the day, 60's at night, and the water circulating and filtering, the water temp can go from like 50 to 80 degrees in a few days. My pool is about 18x38 and gets full-sun on a hilltop.
I use my solar cover when the nights cool down to the 50's, wind or low humidity. When the water is only 80, I can really tell the difference when it drops 2 degrees overnight. The cover definitely gives me that back and extends my season a few weeks. It's not that much of an inconvenience if you have a reel. I have a homemade one that is kinda hard to turn, but it only takes me 5-10 minutes to roll it up in the morning. At night, it's easier because I get in the pool and pull it out almost all the way (no bending over).
If I could afford a heater, I would surely want to use a cover to decrease the heat loss at night, that is the main benefit because it doesn't do much when the sun is shining other that keep the pool a little cleaner. I have looked into solar panels and different types of heaters to and with such a big expense I think a cover would pay for itself in saving the cost of replacing that couple degrees. I have had my cover for ten years and it came with the house and pool, so I really think if I take care of it, it will last even longer.
Have fun with your pool!
Amelia (really dreading putting my pool away for the winter)
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