My builder was really reasonable. They even had a contract checklist for people who don't read the contract just sign with the major points outlined black and white and they went over every single item on it.
The only piece on my contract that I made them chage was that they said that all of their workers are insured but it said nothing about their subs. It said that if they screw something up due to negligence such as hitting the brick wall or fence with a truck they will fix it. I made them add that they also only hire subs that are also insured. I also made them add a clause that they will provide me with a lien waiver at the end of the construction AKA "all subs have been paid in full".
The contract clearly stated that they are not liable for re-routing utilities, ruining landscaping, irrigation system or other damage that is generally associated with the construction. They also weren't liable for driveway cracks so I paid extra for a Bobcat shuttle service so the dump trucks would not drive onto my driveway. The excavators were super careful yet they still managed to crack one corner (about 3'x3' piece) of my driveway with the track backhoe. I'm glad that is all the damage I've had. Overall I think they were very professional.
The only clause in my contract that was added to protect my builder from suprise expense was for a rock clause. It simply outlined that if they hit rock and they have to mount the ram on the backhoe it would be charged as a $600 setup charge plus $250/hr additional charge. My builder capped it at $2000 as worst case scenario. I ended up paying $1600 for the rock 'cause there was plenty where I live.
Other than these, there was one more stipulation relating to the excavation. I had to tell them at excavation time how much dirt I wanted them to leave behind for final grade. If I screwed up and left too little it would cost me extra to have more dirt hauled in. If I left too much it would be my responsibility to haul it away later.
There was a standard clause in there about sending home subs after they showed up on any given day, it would cost $200/incident.
I think that is pretty much all that was in my contract. As you can see most of it was related to the excavation step (it's not the plaster guys who'll crack your driveway). Once passed excavation I was relieved and everything went really smooth.
I also made them add something along the lines of "average build time is 40 days from dig date not including rain delays" just to be sure it gets done. The contract gave them 6 months to finish the pool. They finished in 38 days after dig so they were right on the money.
I can have my contract scanned and posted for you later today if you're still interested.
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