thanks guys. And here's the deal on the "pool guys":
My pool contractor (pool is 4 years old) wouldn't put one on. It is their firm belief the pump should run 24/7. Of course I believed them, until I have been successfully doing everything this forum recommends. They filed chapter 11 this winter and I believe there are new owners. They weren't all that bad, but still, my intention is not to go thru them. I will call a few others with good reputations and get a recommendation for an electrician.

And yes, Duraleigh, The panel is in a self-contained weatherproof container outside by the pool. So the timer goes between it and the pump? Is it large? Mounted on a rod or something?

Does anyone have an guess as to how much money I'm talking about?