I would take a pool any day over a boat, in the just the usage difference alone. Feel lucky with your pool quotes. I am looking at a base price of around 70k with my soil work I need for the city dealing with my slope and the retaining wall I need to put in to get near my slope running somewhere around 10-13k additional. With the heat in Socal I am dying without my pool which has been delayed a couple of months now with problems with the homeowners association and the city.

For myself living in Socal my family will use the pool all the time. The money pit of a is worth it, we purchased a house that had room for a pool and more.

Good luck with your decision.