We don't live by the water and have to tow to a lake. We don't regret buying the boat as our finances were a little different back then. The job market was worse back then for us and if we had to sell, we could. You can't sell the pool if you loose your job. We also have to have an IG due to our association rules. No AG can be placed on any lot in the sub. What we're having a hard time with is the 40k it will cost. Not sure how much value this will add to our home. We live in Michigan and we will get 4-5 months use (more than the boat which we would use maybe 10-15 times a year). To spend 40K on a pool and maybe get 5-10K more when we sell is a worse investment than the boat (not that either are good investments). Although we would get much more use and enjoyment from the pool. See our dilemma??? Argh!!!