Financing your swimming pool

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We chose the more economical IG liner pool because we knew we were digging a hole in the back yard and throwing money in to it. Moreover, the majority of our money can never be retrieved. But, we did it for our kids and grandkids. Yet, if we could not continue contributing the max to our pretax retirement options and monthly after tax savings plan, we would not have built a pool. If we had to make any payments, we would have forfeited the pool. Realizing that the pool is a "want" and not a need, we decided to save about 30% over other type IG pools, and settle for the vinyl. (We are going to sell our travel trailor, too)
It was a "plunge" to build an IG because we just don't spend much money frivilously. Hopefully, the enjoyment it brings us and our family will help us forget about the potential earnings we forewent to get the pool.
Years ago, we read Larry Burkett's "The Banker's Secret"- and we determined to get out of debt and to start earning interest, instead of paying it. It was one of the best decisions we have made. We were debt free by 40 years of age. We believe that how much money you earn each year is not as important as what you do with your earnings. We don't worry about the APR. In fact, the higher the better, cause that makes the APY, which we are interested in, go up too.
For the average person, who is still carrying debt on a home, I would not recommend buying a pool or any major "want" on credit. Larry Burkett's book, The Banker's Secret, has helped shape my opinion. No one knows the future,- life and health are fragile, not to mention economic climates. Consider the ants and the way they store for future needs, although today they may have more than they can use.