Unless you have an FHA loan, in that case you're screwed and can't cancel it like that.
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I have a conventional loan which I can request cancellation. I just don't know if they'll agree that all the improvements ie, fence, deck and brick walkway on the side house PLUS the pool will be enough along with the 5 percent I put down last year along with any value added appreciation will be enough to cancel it. We shall see. My mortgager is Chase.

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