Maybe Carl, that's what I was waiting for clarification over. It's normally a pressure required to lift the water not necessarily a flow rate but in this case that 48 GPM maybe where the pump flow supplies sufficient pressure to reach the panels.
It takes time to transfer the solar energy into the water so to fast and the water won't absorb enough heat so the excess flow is just a waste of energy, there will be a point where to slow and the panel stays to hot so not supplying enough heat to the pool. Finding the sweet spot is the desirable point.