The *inspector* quoted the work???
Was he an inspector, or a service guy prospecting for work? I would NOT hire an inspector to do work he recommended, nor would I trust his recommendations much -- that's too shady!
Acid washing NEVER has to be done -- it's always a cosmetic repair. There may be some stains, but you won't really know till you clean the pool up, brush and vacuum it thoroughly, and maintain high chlorine for a week or so. Keep in mind that acid washing works by destructively removing the top layer of the plaster, leaving what remains nice and white, but also rougher and MORE susceptible to future stains.
My recommendation? Fix ONLY what you need, run the pool for a summer, and THEN decide what to do, after you know more about pools and particularly, more about your pool.
Doing a 'bleach wash' is fine, and won't hurt anything. It will only remove organic stains, however, and you can do the same thing, more or less, after the pool is full.
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