Hi Bob,
I'm not the one who can answer these questions, but there are others who will chime in shortly, I'm sure. In the meantime, though, you can use the google search link in my sig to search for other similar questions throughout the forum and archives.
Edit: when newer members write posts, they go into a moderator queue to wait for approval to be put on the forum. It's sometime inconvenient, but is part of the process Ben has in place to discourage spammers/hackers. Usually one of us is on the forum all the time, though, so you shouldn't have to wait long to see your post. That's why you didn't originally see your other post. So..I deleted the duplicate, and that way others can respond to you, here.
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