Maybe I should build a floating desk that attaches to a pool float so I can do forum while I'm in the pool!!

Did you try the overnight test to see if you lose more than 1ppm of cl? If not, do it tonight. Since you apparently have no CC, I doubt that you have live algae, but the overnight test will let you know for sure. If you use the 6% bleach from Walmart instead of the 10% you already had, the dosage will be different. A gallon (4 quarts) of the 6% bleach will add about 2.4ppm of cl. Take it on up to 12ppm this evening after the sun is off the pool. An hour after adding the bleach this evening, test your cl. Then test in the morning within two hours of sunrise. Compare the two readings and post them here.

Also, your pH is a little low. Add a half a box of Borax slowly to the skimmer while the pump is running, breaking up any clumps. Retest pH a couple hours later and redose with more Borax if needed. You want the pH between 7.2-7.8. It is fine to add the bleach and the Borax one right after the other, by the way.

What do you think the white particles are? I'm not really sure what they might be.