With a CC of 0 and clear water, no excessive chlorine demand, I'd go ahead and get in it. Up your chlorine just a bit first--with a CYA of 95, if you don't keep your chlorine at least 8 ppm, it won't be long before it looks like limeade again. But keep it between 8-15 ppm and you shouldn't have a problem.
Your pH and TA can be addressed at the same time, using the information from the sticky in the "Alkalinity and Calcium" forum--but for right now, there's no reason why you can't swim in it--neither of your readings are critical.

You won't be sorry about buying the test kit, I promise--I can't tell you how much money, time, frustration, and lost swim time you're saving yourself by being able to test and control your own pool!!

Janet