Printable View
Ours isn't covered, either. State Farm (in Pennsylvania at least) will not cover any damage to above ground pools. They'll cover if someone gets hurt, but not the pool itself. I went round and round with them just a month or so ago. They suggested I ask a pool dealer if they offer any insurance that can be purchased, lol.
Quote:
Originally Posted by ElleM
Suggest to your agent that it'd be easier to find a new insurance company than it will be to find a third party policy just for the pool. They'll work to make exceptions pretty quickly when faced with a loss of business.. at least, if you have enough stuff insured with them.
Doubtful. State Farm hasn't even settled all it's New Orleans claims under threat of huge lawsuits. I doubt they'd feel threatened by little old me threatening to leave, lol, even though I do have a lot insured with them. The agent can't change corporate policy, anyway. He can't give me something he doesn't have.Quote:
Originally Posted by badutahboy
Quote:
Originally Posted by ElleM
Heheheeh I'm not trying to flame you or anything... but given the facts you stated, why are you still with state farm?
When my former pool failed due to ice damage, it was not covered. If a tree had fallen on it or the pool failed due to vandalism, it would be covered.
Well, we know ice damage won't be covered - but we really were concerned about trees falling due to high winds or tornado or other debri hitting it. We had a deer come running full bore out of the woods to sweve away at the last second. If he had hit the pool - mucho damage. Our carrier said, oh that would be covered. We have pretty good coverage, but its a local company and not a big franchised type like our car ins (State Farm) We had dropped them for home coverage and switched to local when they refused to cover lightening strike damages some years back.
Quote:
Originally Posted by badutahboy
Lol, you're not flaming.
A couple of reasons we're still with them, really. First one, is because I have two teen drivers and we get a huge discount for carrying both our home and auto insurance together. Second, because I've never really had a problem with them before. They've always been very good in paying in my experience (Katrina is whole 'nother matter, yikes). Last year, my father in law drove our lawn tractor over some gravel with the blade down and pelted our house and SUV. The SUV looked like it was riddled with machine gun fire. State Farm paid every penny of the several thousand dollar repair bill and that was off the homeowners insurance.