To heat a pool that has a volume of 13,500 gallons, I'm hearing 100,000 and 150,000 btus. Our neighbor has a 17,000 gal. pool, and was sold a 100k heater, which he ditched after a year for a heat pump (due to propane prices). Will a 150k heater be more costly to keep the pool warm than a lower btu unit? Is it overkill or is it a wash?